We have recently produced our Investment Process document. The aim of the document is to provide a framework for advising clients on their investments in the current turbulent times.
The Investment Process acts as a frame work, helping our clients to understand how we make investment
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Created on: Tue 12 May 2009 12:54
Last modified: Tue 12 May 2009 12:54
Limit any losses to take advantage of the upside
In this current economic downturn, it may be appropriate that you spread your portfolio over several different investments. This may help limit any losses, and conversely, if markets eventually rise, you may be able to take advantage of the upside.
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Created on: Sat 14 March 2009 22:14
Last modified: Fri 02 March 2012 10:04
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Investment Advice and tagged with
Investment Advice,
investment
Striking a balance between principles and making a profit
Many investors are looking for investment vehicles that invest in companies with a social, moral or environmentally responsible agenda.
They also require that each fund has its own set of criteria and rules about the types of companies in
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Created on: Fri 13 March 2009 07:59
Last modified: Wed 08 February 2012 21:09
Time is running out if you haven’t already discussed with us how you could take advantage of your tax-efficient 2008/09 Individual Savings Account (ISA) allowance.We have provided answers to some of the most frequently asked questions we receive from clients.
Time is running out if you
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Created on: Fri 13 March 2009 07:49
Last modified: Thu 09 February 2012 07:29
This article was posted in
Investment Advice and tagged with
Cash ISA,
isa
Savers experience the lowest savings rates in more than 100 years
The Bank of England’s monetary policy committee cut its key rate by half a percentage point to 0.5 per cent on 5 March 2009 and unveiled a programme under which it will buy up to £150bn in government gilts and corporate
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Created on: Fri 13 March 2009 07:29
Last modified: Fri 13 March 2009 07:29
This article was posted in
General info,
Investment Advice and tagged with
bank,
deposits
Savers that have investments in instant access deposit accounts have seen their returns fall to record lows in recent weeks, it has been revealed.
The Bank of England’s recent report on savings showed that the average account was paying only 0.17% p.a at the end of February 2009.
Sine the BOE
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Created on: Wed 11 March 2009 08:58
Last modified: Fri 02 March 2012 10:05
This article was posted in
General info,
Investment Advice and tagged with
bank,
Cash ISA
The Bank of England’s Monetary Policy Committee today voted to reduce the official Bank Rate paid on commercial bank reserves by 0.5 percentage points to 0.5%.
In addition to the latest cut in interest rates they have also agreed to undertake a programme of asset purchases of £75 billion
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Created on: Thu 05 March 2009 12:28
Last modified: Thu 05 March 2009 12:28
National Savings and Investments have confirmed that they will withdraw their cash isa product to new customers with effect from the 6th April 2009.
NS&I have also confirmed that the facility to make deposits at the Post Office is to be withdrawn.
Existing Cash ISA holders will be able to deal with
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Created on: Mon 02 March 2009 10:58
Last modified: Mon 02 March 2009 10:58
Due to the current economic conditions, Standard Life has introduced a queuing system for clients wishing to disinvest from the Commercial property fund.
As the fund invests directly into assets such as land and buildings the selling process can be lengthy and there was a concern that the fund
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Created on: Fri 13 February 2009 08:15
Last modified: Fri 02 March 2012 09:59
The recent dramatic cut in interest rates has left many savers out in the cold. However businesses seem to be getting a very raw deal from banks at the present time.
Not only are business owners finding it hard to get credit to help with cash flow, but they are also getting a miserly return
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Created on: Wed 11 February 2009 14:32
Last modified: Fri 02 March 2012 10:00
Schroders intends to streamline its UK equity fund range by merging the UK Select Growth fund into its UK Equity fund.
Schroders is in the process of writing to unit holders to outline its proposals. Schroders said it made sense to merge the portfolios given the similarities in their investment
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Created on: Wed 11 February 2009 12:50
Last modified: Thu 01 March 2012 08:22
Most of us feel the Government take more than their fair share of tax , however how many of us actually make use of all the tax breaks available to us.
Tax advantageous investments such as individual savings accounts (isa’s) allow each eligible person to invest up to £7,200 each tax year. As
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Created on: Tue 10 February 2009 10:22
Last modified: Thu 09 February 2012 07:25
Pensioners could possibly get help in this year’s budget.The chancellor, Alastair Darling has indicated that the Government should consider ways to boost the incomes of pensioners. The comment was made in response to the recent fall of interest rates.
With the Bank of England having cut rates
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Created on: Wed 04 February 2009 12:59
Last modified: Fri 02 March 2012 10:02
February already is a month to remember, with snow, wildcat strikes and to top it all the worst recession in decades.
Interest rates are at an all time low, reflecting the current poor economic conditions.
Whilst the interest rate reductions will benefit borrowers, it is little comfort for
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Created on: Tue 03 February 2009 07:40
Last modified: Tue 03 February 2009 07:40
Henderson Global Investors Investment Management has confirmed its bid for New Star, pledging to retain key fund managers.
The group has valued the deal at £115 million.
The combined fund management group will make it one of the largest in the UK.
More details on the accquisition will be
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Created on: Fri 30 January 2009 10:36
Last modified: Fri 30 January 2009 10:36
Invesco Perpetual will shortly write to clients that hold investments within the Global Dynamic Theme Fund. The company is proposing a change of name of the fund whilst altering the funds investment objectives.
If approved the fund name will be changed to the Global Opportunities fund. The
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Created on: Wed 28 January 2009 10:21
Last modified: Fri 02 March 2012 09:56
This article was posted in
Investment Advice and tagged with
Investment Advice
The Post Office has recently announced to over 500,000 savers that their cash will not be protectedunder the UK Financial Services Compensation Scheme.
Post office Savings accounts (excluding National Savings products) are underwritten by the Bank of Ireland and Anglo Irish Bank. The move by the
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Created on: Tue 27 January 2009 15:41
Last modified: Fri 02 March 2012 09:57
This article was posted in
Investment Advice and tagged with
deposits,
investment,
savings
2008 was a year to forget in many ways. A year of lamentable distinction as the world's largest 'credit bubble' burst. It saw the biggest bankruptcy ever, a record number of bank failures and almost $1 trillion in losses by financial institutions.The only stock market to show a positive return over
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Created on: Mon 26 January 2009 11:29
Last modified: Fri 02 March 2012 09:58
Make the most out of your investments.
