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Independent Financial Advice and how it can help you with your finances

Independent Financial Advisers.

In the late 1980's the UK brought in laws covering the Financial Services industry. This forced advisers to either be tied to an insurer or to become independent.

The term "Independent Financial Adviser" was coined to describe an adviser who works for their clients. In contrast tied advisers worked for an insurance company or institution such as a bank.

Independent Financial Advisers are also known as IFA's. They offer impartial advice on financial planning matters. They can guide & recommend the most suitable advice & financial products. They are not restricted to recommending one or a few product providers.

Tied Advisers.

Tied advisers sell the products offered by a single company. Many banks & building societies work this way. These advisers are governed by the same sales rule as IFA's. They can only sell a plan that suits their clients needs. They do not have to sell the best product in the market, only the best from the company in question.

Multi tied.

A multi tied adviser offers products from a small range of providers.

Our Financial Advice promise.

Consilium Asset Management have & will always remain Independent Financial Advisers.

We believe that this form of advice is the best form of advice for our clients.

We are based in Chipping Sodbury, Bristol. Although many of our clients live in the Bristol, Bath & South Gloucestershire area, we can help you wherever you live.

We are also members of the Chartered Insurance Institute & the Personal Finance Society.

To find out more about our service.

if you would like to find out how we can help you, please contact us on 01454 321511 or feel free to email us.