Investment Process

Even for the most experienced investors, there are times when managing investments can be both difficult and challenging.

At Consilium Asset Management we continually conduct research into the most appropriate investment solutions for our personal and business clients. Whether you are looking to invest for capital growth, income or a combination of the two, our aim is to provide a process and framework that will meet your needs and objectives.

Over the years the way investments are managed has changed and developed. Financial advisers now need to have a solid and repeatable process.

As part of our process we take into account:

• Your attitude and experience towards investing. To do this we use a short questionnaire. This has been constructed by a globally respected consultancy firm in the financial services industry.
• These results of the questionnaire are then used to construct a portfolio of investments. The portfolio will match your attitude to risk. This might also include any preference towards ethical investments or socially responsible investing.
• The assets held within your recommended portfolio.
• Your recommended portfolio and your attitude to risk is reviewed on a regular basis. We do this to ensure that your investment portfolio matches you investment objectives.

Selection Process of Funds.

The task of choosing the most appropriate investment funds can be tricky even for the most experienced investor. Within our process we ensure that appropriate investments based on our findings are held within your portfolio. These may include collective investments, equities, exchange traded funds, cash, property, gilts and bonds. Part of our process delegates the selection of these investments to an experienced range of fund and asset managers. The reason for this is that we believe that they will have the level of skill, knowledge, time and expertise to manage your portfolio most effectively.

Investing in a cost effective way.

The costs of managing your portfolio is also an important factor. For this reason we ensure that any funds we use meet a strict policy. Each investment is assessed in terms of costs and the impact on returns.

If you would like to find out more about our process we can provide you with a written copy. Alternatively you can download it by clicking the following link- Investment Process Document.

If you would prefer to speak to us in person please feel free to email us or alternatively contact us on 01454 321511.

If you are considering investing it is important to remember that the value of your investment and the income generated could fall as well as rise and that there is no guarantee you will get back more than you invested.