January 2009 Newsletter
Welcome to our latest Client newsletter.
We hope you find the information of use.If you would like to discuss any topics in more depth please feel free to contact us. For Full PDF Version Click here
Take a look at your tax?
Are you paying more than you really need to?
An economic slowdown could have considerable implications for most people’s taxes... Read More about saving tax... |  |
|
Surprise interest rate reductions
Lowest levels for over 50 years
Interest rates were cut to their lowest level in over 50 years... Interest reductions More...
|  |
|
Saver disadvantaged by
lower interest rates
In general, savings rates are now lower compared with last year
Lower Rates More...
|  |
|
Pre-Budget Report 2008
Were you a winner or a loser?
The Chancellor’s message as he delivered his second Pre-Budget Report was to ’spend, spend, spend...
Read More about the Prebudget... |  |
|
Getting your finances in shape
Have you considered the potential effects of a recession?
From declining financial markets to a troubled and crisis-ridden housing sector... Finances read More...
|  |
|
Protecting your lifestyle
Covering the costs that result from a serious illness
Critical illness insurance can help you and your family cover the costs More about Protection |  |
|
45 per cent tax rate for high earners
The wealthy could face substantial tax rises
The Chancellor confirmed in his Pre-Budget Report last November his intention to introduce... Tax changes
|  |
|
Open Market Options
Speeding up the time it takes payments to be made to pensioners
The Association of British Insurers (ABI) announced on 23 October 2008 details of its work with the UK’s leading annuity providers... More about annuities
|
|
Estate Planning
Don’t leave your heirs facing an unexpected tax bill
An increasing number of households could be at risk of paying inheritance tax (IHT)...
Inheritance Tax Planning... |  |
|
|
Savings compensation scheme
How safe is your money?
If you have a savings or current account with a UK-based institution, up to £50,000 of your cash is protected through...
Read More...
|  |
|
Long term care home fees
A postcode lottery
Care home fees vary by almost 50 per cent across the UK, and are typically 3 times the average annual mortgage payment...
Read More about long term care...
| |
|
Holding out for an early retirement
But have you made the necessary arrangements?
It is estimated that there are nearly two and half million of us, which equates to 7 per cent of the adult population...
Read More about retirement...
|  |
|
Square Mile will fight back
from the recession
Enjoying a new age of prosperity
Read More...
|  |
|
|
Reducing home repossessions
Helping those who might be hardest hit in tougher times Mortgage lenders... Read More...
|
Listed Investment Companies
Proposals welcomed to provide certainty on UK funds’ tax
Read More... |  |
Pre-Budget report for business
A wide-ranging package
Small business received a wide-ranging package of extra finance...
Read More... |  |
London’s global competitiveness
Report highlights the need for improvements to the UK tax regime
A report reviewing the competitiveness of London’s financial centre...
Read More... |  |
Splitting the sector
All change for the UK equity income and growth sector
Following a review of its UK Equity Income sector, the Investment Management Association (IMA)... Read More... |
ISA returns of the year
Sheltering your returns from tax
As we enter a New Year, the tax clock is ticking and the countdown to the end of the financial year on 5 April ... Read More... |  |
|
|
| Content of the articles featured in this publication is for your general information and use only and is not intended to address your particular requirements or constitute a full and authoritative statement of the law. They should not be relied upon in their entirety and shall not be deemed to be, or constitute advice. Although endeavours have been made to provide accurate and timely information, there can be no guarantee that such information is accurate as of the date it is received or that it will continue to be accurate in the future. No individual or company should act upon such information without receiving appropriate professional advice after a thorough examination of their particular situation. We cannot accept responsibility for any loss as a result of acts or omissions taken in respect of any articles.For more information please visit www.goldminepublishing.com |
|
Concerned about your investments?
