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Consiliums Blog

Welcome to Consilium's Blog

Latest Edition of Smart Money

The latest edition of our Smart Money Magazine is now available to download

Topics covered in this months edition

  • Navigating the Pensions Landscape
  • End of Year Tax Planning
  • Beat the ISA Deadline
  • Making a Will
  • Speading Investment Risk

To get a copy of the latest edition please click here

Eurozone downgrades

Credit Rating Agency Moody’s have announced downgrades for a number of Euro zone nations. It has also issued a negative outlook for the UK. This could spell problems for the UK’s AAA credit rating.eurozone

It’s only Monday and it has been a busy week already. Greece yesterday approved further


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Tax year is near end

Between now and the end of the tax year.

Well hopefully if you have to complete a self assessment tax return you will have completed and submitted it online. If not you might be in for a shock, fine and interest on the outstanding tax due.

However we have to remember that the 2010 -2011 tax year


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End of the Tax Year Looms

It's not very long before the ending of the tax year. It is so essential to make the most of any allowances and tax breaks that are useable.
By using the allowances and annual exemptions you might be able to reduce your tax bill substantially. This can ordinarily be done quick and easily with the


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Latest esmart money publication

A free copy of our esmart money publication is available to download.

This months publication covers

  • Emerging Markets
  • Corporate Bond Funds
  • Self invested pension arrangements
  • Investing for income
  • Inheritance tax planning
  • ISA's

Plus much, much more.

To obtain a copy of our free


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Creating Wealth Publication available

Creating WealthWe have recently published our creating wealth publication.

It is available free of charge.

To download a copy, please go to our resources page.

Video Podcast of Investment process now available

ConsiliumAsset Management Investment Process

Our Investment Process is the most important part of any advice we give relating to pensions and investments. To view our video podcast please click the link.

Banks and Financial Advice

Our article Banks and Financial Advice has been published. To read the article please go to http://www.squidoo.com/independentfinancialadvice

Pay less tax to the Inland Revenue

We all know the old adage about death and taxes, but how many people like really like paying hard earned money to the Inland Revenue.

As part of our latest advertising campaign we are offering a free copy of our Consilium Asset Management IHT Guide.

The leaflet offers information on how inheritance


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£800 Billion in the Red!

The state of the UK's public finances worsened in June as the total debt owed escalated to £800 Billion. Borrowing has nearly doubled over the last twelve months.

The Office of National Statistics confirmed that public sector borrowing was £13Billion for last month. This was lower than


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The Future of Financial Services Industry

The Financial Services Authority has recently issued a blue print for the future of the financial services' industry.

The latest consultation paper response called the “Retail Distribution Review” was published last week. The aim of the review is to.

Provide greater clarity for consumers. The


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Consilium Investment Process document

We have recently produced our Investment Process document. The aim of the document is to provide a framework for advising clients on their investments in the current turbulent times.

The Investment Process acts as a frame work, helping our clients to understand how we make investment


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Propping up the tattered Banking System

Taking on hundreds of billions of pounds of extra bank liabilities

They are the most far-reaching proposals yet to prop up the tattered banking system.banking system
Yet it is far from certain that the government taking on hundreds of billions of pounds of extra bank liabilities will kick-start lending to firms


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Tackling a potential IHT issue

Now is a great time to discuss your problem with us

 

The fall in the value of assets such as shares, buy-to-let properties and holiday homes to their lowest levels in years, combined with capital gains being taxed at its lowest rate in 40 years, may be prompting more and more taxpayers to give


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Changes to the rules of intestacy

There have been recent changes to the rules of intestacy.

If you die without making a valid will then there is no guidance how your estate should be dealt with on your death. If you do not have a will then the rules of intestacy will apply. To see the effect not having a will please see our rules


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Back to the Drawing Board

Well, its official, the Bank of England announced that the UK is in a deep recession with the prospects of the economy contracting in size over the next twelve months.

The doom and gloom we all see on the TV each day is enough to make us reach for the happy pills, but there are things we can do


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Fund Managers concerns over the UK banking system

Many leading fund managers in the UK are concerned that one or more of the major banks in Britain would have difficulty proving their solvencyif they were required to value their assets at today’s values.

The Treasury has financed a £50 billion Bank of England fund to buy up corporate assets,


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Investment review of 2008

2008 was a year to forget in many ways. A year of lamentable distinction as the world's largest 'credit bubble' burst. It saw the biggest bankruptcy ever, a record number of bank failures and almost $1 trillion in losses by financial institutions.The only stock market to show a positive return over


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