Between now and the end of the tax year.
Well hopefully if you have to complete a self assessment tax return you will have completed and submitted it online. If not you might be in for a shock, fine and interest on the outstanding tax due.
However we have to remember that the 2010 -2011 tax year
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Created on: Fri 02 December 2011 07:07
Last modified: Never
The Pensions regulator seems to be at loggerheads with the Trustees of one of the UK’s largest pension schemes.
It has been revealed that the BT Pension scheme has a deficit of over £9billion as at December 2008. The regulator has raised concerns about certain aspects of the plan to reduce the
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Created on: Thu 11 February 2010 15:28
Last modified: Thu 11 February 2010 15:28
It's not very long before the ending of the tax year. It is so essential to make the most of any allowances and tax breaks that are useable.
By using the allowances and annual exemptions you might be able to reduce your tax bill substantially. This can ordinarily be done quick and easily with the
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Created on: Thu 11 February 2010 14:47
Last modified: Wed 08 February 2012 08:26
Over the last few years the role of a financial advisor has continually evolved. Additional proposed changes are to come into effect from the end of 2012. The aim is to provide improved clarity, professionalism and higher qualifications within the industry.
Regardless of change, the things that
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Created on: Fri 06 November 2009 07:54
Last modified: Thu 09 February 2012 07:10
A free copy of our esmart money publication is available to download.
This months publication covers
- Emerging Markets
- Corporate Bond Funds
- Self invested pension arrangements
- Investing for income
- Inheritance tax planning
- ISA's
Plus much, much more.
To obtain a copy of our free
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Created on: Wed 30 September 2009 16:56
Last modified: Thu 01 December 2011 07:04
We have recently published our creating wealth publication.
It is available free of charge.
To download a copy, please go to our resources page.
Created on: Thu 17 September 2009 13:11
Last modified: Thu 09 February 2012 06:57
This article was posted in
General info and tagged with
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ConsiliumAsset Management Investment Process
Our Investment Process is the most important part of any advice we give relating to pensions and investments. To view our video podcast please click the link.
Created on: Thu 06 August 2009 10:53
Last modified: Thu 06 August 2009 10:53
Our article Banks and Financial Advice has been published. To read the article please go to http://www.squidoo.com/independentfinancialadvice
Created on: Mon 03 August 2009 07:58
Last modified: Mon 03 August 2009 07:58
The state of the UK's public finances worsened in June as the total debt owed escalated to £800 Billion. Borrowing has nearly doubled over the last twelve months.
The Office of National Statistics confirmed that public sector borrowing was £13Billion for last month. This was lower than
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Created on: Wed 22 July 2009 08:18
Last modified: Thu 01 December 2011 07:10
Hundreds of savers and investors could possibly lose millions of pounds as a result of the largest financial scam to hit the UK. It is believed that investors may have lost up to £80million in the Ponzi scheme that was run by Business consulting international.
Investigations by the FSA and the
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Created on: Tue 21 July 2009 10:44
Last modified: Fri 02 March 2012 10:06
We have recently started to publish articles of interest and financial planning topics.
The first article is called "Why You Shouldn’t Believe the Man in the Pub!". The aim is to give a lighthearted view on investments taking into account the current economic climate, whilst trying to give an
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Created on: Wed 15 July 2009 10:26
Last modified: Wed 15 July 2009 10:26
With the current financial turmoil and the global recession still causing issues for investors, it might not seem to be the best time to review your Individual Savings Account Investments or investments.
However, in some respects this could be ideal time to carry out a review. History has shown
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Created on: Fri 03 July 2009 14:37
Last modified: Fri 03 July 2009 14:37
The Financial Services Authority has recently issued a blue print for the future of the financial services' industry.
The latest consultation paper response called the “Retail Distribution Review” was published last week. The aim of the review is to.
Provide greater clarity for consumers. The
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Created on: Fri 03 July 2009 08:37
Last modified: Fri 03 July 2009 08:37
The recession has hit the UK far harder than expected. Many people may have reviewed their finances over the last twelve months, trying to reduce costs where possible.
Although the rapid drop in mortgage interest rates has helped in the short term, it is only time before we see interest rates
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Created on: Thu 02 July 2009 16:03
Last modified: Wed 21 March 2012 08:12
Investors looking for growth, which includes individuals making plans for retirement can underestimate how important dividends can be.
Many investors consider dividends as merely “the icing on the cake”, and they are often overlooked in the pursuit of capital growth.
Investors should pay
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Created on: Tue 30 June 2009 07:46
Last modified: Tue 30 June 2009 07:46
We have recently produced our Investment Process document. The aim of the document is to provide a framework for advising clients on their investments in the current turbulent times.
The Investment Process acts as a frame work, helping our clients to understand how we make investment
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Created on: Tue 12 May 2009 12:54
Last modified: Tue 12 May 2009 12:54
Well, its official, the Bank of England announced that the UK is in a deep recession with the prospects of the economy contracting in size over the next twelve months.
The doom and gloom we all see on the TV each day is enough to make us reach for the happy pills, but there are things we can do
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Created on: Thu 12 February 2009 10:34
Last modified: Wed 08 February 2012 20:53
Schroders intends to streamline its UK equity fund range by merging the UK Select Growth fund into its UK Equity fund.
Schroders is in the process of writing to unit holders to outline its proposals. Schroders said it made sense to merge the portfolios given the similarities in their investment
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Created on: Wed 11 February 2009 12:50
Last modified: Thu 01 March 2012 08:22
Many leading fund managers in the UK are concerned that one or more of the major banks in Britain would have difficulty proving their solvencyif they were required to value their assets at today’s values.
The Treasury has financed a £50 billion Bank of England fund to buy up corporate assets,
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Created on: Fri 06 February 2009 15:02
Last modified: Thu 09 February 2012 06:43
For many employees salary sacrifice could be the ideal way to enhance the contributions into your pension arrangement.
Salary sacrifice is an agreement between the employer and employee.
the employee agrees to take a reduce salary in exchange for their employer making a pension contribution.
Any
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Created on: Fri 06 February 2009 14:32
Last modified: Fri 06 February 2009 14:32
Make the most out of your investments.
