As we are coming to the end of the tax year, many investors might ask themselves whether it is better to use your annual ISA allowance or Pension allowance. The simple answer is both if you have the capital available to do this.
However if you only have a limited amount of money, which route is
Read more ...
Created on: Thu 15 March 2012 16:59
Last modified: Thu 15 March 2012 17:10
The latest edition of our Smart Money Magazine is now available to download
Topics covered in this months edition
- Navigating the Pensions Landscape
- End of Year Tax Planning
- Beat the ISA Deadline
- Making a Will
- Speading Investment Risk
To get a copy of the latest edition please
click here
Created on: Fri 09 March 2012 15:34
Last modified: Mon 12 March 2012 07:14
A report by the Ethical Investment Research Service (EIRIS) in October 2011 showed a dramatic increase in the number of investors using ethical or socially responsible investments.
Eiris is a not for profit organisation that provides research on ethical investments, banks and financing.
The
Read more ...
Created on: Thu 08 March 2012 14:35
Last modified: Thu 08 March 2012 15:02
The winners and losers
Last year according to citywire only 12% of US Equity funds beat the S and P 500 stock market index last year.
Many UK investors tend to hold a relatively small amount in US Equity funds. In the past many investors might have been disappointed by the returns achieved,
Read more ...
Created on: Wed 25 January 2012 07:11
Last modified: Thu 09 February 2012 07:16
First week back and like many people I’ve been catching up with paperwork and numerous spam emails that had dropped into my email box between Christmas and New Year.
I read and article yesterday and whilst watching the news late last night, I wondered why there is so most emphasis put on the
Read more ...
Created on: Fri 06 January 2012 16:31
Last modified: Thu 12 January 2012 12:41
Is residential property a good investment?
Over the last ten years owners of residential property have benefitted from rental income above the returns available from deposit based investments.
In addition to good rental income levels, landlords have also enjoyed a substantial increase in the
Read more ...
Created on: Fri 02 December 2011 06:44
Last modified: Never
Planning for inflationary pressures and the effects on your assets
Rising inflation poses a risk to any investor. Cash and gilts are the most vulnerable asset classes when it comes to erosion from inflation: cash because the returns are generally quite low and gilts because they pay a fixed
Read more ...
Created on: Fri 07 May 2010 09:00
Last modified: Thu 09 February 2012 06:51
We have recently reviewed how ifa's recommend investment funds.
Following a number of months research we have launched a range of risk rated portfolios for our clients.
Our aim was to produce a low cost range of investment portfolios that can be used in a wide range of products such as pensions,
Read more ...
Created on: Wed 07 April 2010 07:06
Last modified: Wed 07 April 2010 07:06
A free copy of our esmart money publication is available to download.
This months publication covers
- Emerging Markets
- Corporate Bond Funds
- Self invested pension arrangements
- Investing for income
- Inheritance tax planning
- ISA's
Plus much, much more.
To obtain a copy of our free
Read more ...
Created on: Wed 30 September 2009 16:56
Last modified: Wed 08 May 2013 20:55
The FTSE 100 index finished the week at 4,731.56, up 41.03 points or 0.87% on the day and up 123.2 points (2.67%) over the week.
The index has risen from 4,434.20 since the start of 2009, a rise of 297.36 points or 6.71%. Over a year the FTSE 100 has fallen from 5,477.50 (745.94 points or
Read more ...
Created on: Mon 10 August 2009 08:07
Last modified: Thu 09 February 2012 07:21
This article was posted in
General info and tagged with
Investment Advice
ConsiliumAsset Management Investment Process
Our Investment Process is the most important part of any advice we give relating to pensions and investments. To view our video podcast please click the link.
Created on: Thu 06 August 2009 10:53
Last modified: Tue 14 May 2013 12:51
We have launched our first video onto You tube.
Our investment process video shows the stages we go through when making an investment recommendation.
To view the video click Investment Advice
For more information about our services go to the Consilium Asset Management home page
Created on: Thu 06 August 2009 07:59
Last modified: Tue 14 May 2013 12:50
Our article Banks and Financial Advice has been published. To read the article please go to http://www.squidoo.com/independentfinancialadvice
Created on: Mon 03 August 2009 07:58
Last modified: Tue 14 May 2013 12:48
We have recently started to publish articles of interest and financial planning topics.
The first article is called "Why You Shouldn’t Believe the Man in the Pub!". The aim is to give a lighthearted view on investments taking into account the current economic climate, whilst trying to give an
Read more ...
Created on: Wed 15 July 2009 10:26
Last modified: Wed 15 July 2009 10:26
Investors looking for growth, which includes individuals making plans for retirement can underestimate how important dividends can be.
Many investors consider dividends as merely “the icing on the cake”, and they are often overlooked in the pursuit of capital growth.
Investors should pay
Read more ...
Created on: Tue 30 June 2009 07:46
Last modified: Tue 14 May 2013 12:46
One of the positive parts of the UK 2009 Budget was the increase in the Individual Savings Accounts allowances (isa's).
The limit has increased from £7200 to £10,200. Up to half of the allowance can be invested into cash isa's.
The new limit comes into effect from the 6th October for the over
Read more ...
Created on: Thu 21 May 2009 08:07
Last modified: Thu 21 May 2009 08:07
We have recently produced our Investment Process document. The aim of the document is to provide a framework for advising clients on their investments in the current turbulent times.
The Investment Process acts as a frame work, helping our clients to understand how we make investment
Read more ...
Created on: Tue 12 May 2009 12:54
Last modified: Tue 12 May 2009 12:54
Limit any losses to take advantage of the upside
In this current economic downturn, it may be appropriate that you spread your portfolio over several different investments. This may help limit any losses, and conversely, if markets eventually rise, you may be able to take advantage of the upside.
Read more ...
Created on: Sat 14 March 2009 22:14
Last modified: Fri 02 March 2012 10:04
This article was posted in
Investment Advice and tagged with
Investment Advice,
investment
Striking a balance between principles and making a profit
Many investors are looking for investment vehicles that invest in companies with a social, moral or environmentally responsible agenda.They also require that each fund has its own set of criteria and rules about the types of companies in
Read more ...
Created on: Fri 13 March 2009 07:59
Last modified: Sat 02 February 2013 06:09
The Bank of England’s Monetary Policy Committee today voted to reduce the official Bank Rate paid on commercial bank reserves by 0.5 percentage points to 0.5%.
In addition to the latest cut in interest rates they have also agreed to undertake a programme of asset purchases of £75 billion
Read more ...
Created on: Thu 05 March 2009 12:28
Last modified: Wed 08 May 2013 20:58
