What is an ISA?

‘ISA’ stands for Individual Savings Account, a tax-efficient wrapper offered under Government legislation as a way of encouraging you to save. An ISA sits over your choice of a number of different investments to shelter them from further tax on any income or gains

Read more ...

As we are coming to the end of the tax year, many investors might ask themselves whether it is better to use your annual  ISA allowance or Pension allowance. The simple answer is both if you have the capital available to do this.

However if you only have a limited amount of money, which route is

Read more ...

Why Isa providers concentrate on selling Isa investments to clients at the end of the tax year just doesn’t make sense.

Admittedly most investments are made towards the end of the tax year at the last minute, but there are advantages to making an investment at the start of the tax year.

Since

Read more ...

If you hold ISA's with more than one fund management group it might be worth considering the concept of re-registration.

To find our more about ISA and collective investments and the benefits of re-registration please go to our ISA advice page on our website

We have launched our first video onto You tube.

Our investment process video shows the stages we go through when making an investment recommendation.

To view the video click Investment Advice

For more information about our services go to the Consilium Asset Management home page

Our article Banks and Financial Advice has been published. To read the article please go to http://www.squidoo.com/independentfinancialadvice

With the current financial turmoil and the global recession still causing issues for investors, it might not seem to be the best time to review your Individual Savings Account Investments or investments.

However, in some respects this could be ideal time to carry out a review. History has shown

Read more ...

One of the positive parts of the UK 2009 Budget was the increase in the Individual Savings Accounts allowances (isa's).

The limit has increased from £7200 to £10,200. Up to half of the allowance can be invested into cash isa's.

The new limit comes into effect from the 6th October for the over

Read more ...

We have recently produced our Investment Process document. The aim of the document is to provide a framework for advising clients on their investments in the current turbulent times.

The Investment Process acts as a frame work, helping our clients to understand how we make investment

Read more ...

Time is running out if you haven’t already discussed with us how you could take advantage of your tax-efficient 2008/09 Individual Savings Account (ISA) allowance.We have provided answers to some of the most frequently asked questions we receive from clients.

Time is running out if you

Read more ...

Most of us feel the Government take more than their fair share of tax , however how many of us actually make use of all the tax breaks available to us.

Tax advantageous investments such as individual savings accounts (isa’s) allow each eligible person to invest up to £7,200 each tax year. As

Read more ...