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Consiliums Blog

Welcome to Consilium's Blog

Do you hold ISA's with more than one fund manager

If you hold ISA's with more than one fund management group it might be worth considering the concept of re-registration.

To find our more about ISA and collective investments and the benefits of re-registration please go to our ISA advice page on our website

Another nail in the coffin for stakeholder pensions

stakeholder

A recent channel 4 report of the amount of money invested into stakeholder pensions shows grim results. According to the ABI (Association of British Insurers) Sales in pensions fell by 28% compared to the previous 12 months. The total amount of money also invested into pensions fell by 22% over


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First article on the myths of investing

We have recently started to publish articles of interest and financial planning topics.

The first article is called "Why You Shouldn’t Believe the Man in the Pub!". The aim is to give a lighthearted view on investments taking into account the current economic climate, whilst trying to give an


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When did you last review your ISA investments?

With the current financial turmoil and the global recession still causing issues for investors, it might not seem to be the best time to review your Individual Savings Account Investments or investments.

However, in some respects this could be ideal time to carry out a review. History has shown


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As predicted another cut in interest rates

The Bank of England has announced cut interest rates by 0.5%, setting another record low for the Bank base rate.

Continued signs of recession in the UK were the main factor why the Bank's Monetary Policy Committee has reduced rates to 1%. The follows from the decision to reduce rates last month


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Post office investment warning

The Post Office has recently announced to over 500,000 savers that their cash will not be protectedunder the UK Financial Services Compensation Scheme.

Post office Savings accounts (excluding National Savings products) are underwritten by the Bank of Ireland and Anglo Irish Bank. The move by the


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