We are all unique and early on develop our own dreams and aspirations for the future. As time passes our circumstances may change and the plans we had can alter beyond all recognition.
Our work can define who we are, it can allow us a wonderful lifestyle, it can also make us time poor. We all need a balance between time working and spending valuable time with family and friends. The here and now is important and can be ever more rewarding, if the future has been outlined in a financial plan.
Whatever route we take, whichever path we follow, it’s going to be easier with a plan. You may have heard of SMART objectives, but we prefer to use the term CLEVER. We believe that anyone looking to develop a Financial Plan needs to ensure it is CLEVER.
C – Collaborate- get help from an expert
L – Lead – show you what you need to do to help you achieve financial independence
E – Encourage – Show you how your financial goals and objectives can be fulfilled
V – Versatile- able to adapt to changes in circumstances
E – Excite – Give you confidence about the future and your financial plans
R – Reassure – make you feel safe and secure